A WAV is no different to insure than a standard vehicle, however you will need to inform your insurer that it has been converted to transport a wheelchair user, as you will need to cover the vehicle for the full replacement value.
How to Insure a Wheelchair Accessible Vehicle
You can insure a privately-owned Wheelchair Accessible Vehicle through any of the major insurance companies, but we recommend firms who specialise in Wheelchair Accessible Vehicles.
Specialist companies include :
- Fish Insurance – 0333 331 3992
- Adrian Flux – 0800 089 0045 (Ref: D1184)
- Thomas & Co – 01202 620691
- Prestige Insurance – 0800 330857
- Tysers Mobility Insurance – 01462 439856
We always recommend you contact at least a couple of insurance companies, as you will find the premium can differ; in some cases quite significantly.
Insurance for Motability Vehicles
If you are leasing a Wheelchair Accessible Vehicle via the Motability Scheme, your insurance will be provided as part of your contract.
The current provider for Motability WAV Insurance is Direct Line.
You can find details about your cover, manage your drivers, and register a claim in your Motability Scheme online account.
Alternatively, you can call them on 0300 037 3737.